Sunday, July 20, 2025

'This Was No Accident': Trump-GOP Policies Blamed as Health Insurers Prepare to Jack Up Premiums

from Common Dreams

Next year, Americans who buy health insurance through the Affordable Care Act exchanges are set to pay significantly more for coverage—and experts say policies advanced by President Donald Trump and congressional Republicans are at least partially to blame.

An analysis released Friday by the health policy research organization KFF and the Peterson Center on Healthcare found that across a sample of more than 105 ACA marketplace insurers in 19 states and the District of Columbia, companies are set to increase premiums by a median of 15%. 

The analysis noted that insurers have cited a number of factors to justify pushing up premiums, including Trump's tariffs—which could drive up drug, equipment, and supply costs—and the expectation that the Republican-controlled Congress will not extend ACA tax credits that are set to expire at the end of the year.

"If Congress takes no action to renew these enhanced tax credits, enhanced subsidies will expire at the end of 2025, which will cause premium payments for subsidized enrollees to increase by over 75% starting in January 2026," the analysis states. "Insurers expect a large share of enrollees to leave the market, and that those enrollees will be healthier on average, thus leaving the risk pool sicker on average."...

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